Homeowner’s coverage doesn’t have to be difficult to understand. A basic

Tomorrow Homeowners Insurance Policy will cover the following:

  • The structure of your home

  • Replacement costs

  • Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability

You can also add supplemental policies such as:

  • Valuable Articles/Floater policies               (i.e. Jewelry Insurance)

  • Flood Policies

  • Umbrella policies (additional liability)


Major Medical & Mortality

Health and Life Insurance for your horse.

  • Provides coverage for illness/accident, disease, theft



Life Insurance doesn’t have to be difficult to understand. Easy and affordable coverage is just a phone call away.

  • Tax Free income for beneficiaries

  • Provide income to cover final expenses

  • Charitable contributions

Term Life

Provides coverage at a fixed rate of payments for a limited time/term. (10yr, 20yr, 30yr)

Whole Life

A type of permanent life insurance guaranteed to remain in force for a person’s lifetime (provided premiums are paid), can accumulate tax deferred cash value.

Home Owners


Covers losses and damages to your home and assets and also provides Liability coverage against accidents in the home or on your property.

  • Different Coverage forms available

  • *Replacement Cost and Market Value policies 

  • Specialty markets for High Value Homes, Rental Dwellings, Secondary Homes, Unique Homes, Mobile/Manufactured homes and Builders Risk 

Equine Clubs, Associations,

Horse Shows & Clinics

Liability coverage is available on a short term event policy or an annual policy.

Horse Farm


Insuring our passion! Coverage for boarding, breeding, riding, training ed.

Liability Coverages

General Liability, Personal and Advertising Injury, Care/Custody/Control for horses in your care, on and off premises.

Property Coverages

Home and contents, sheds, barns, machinery, equipment, and tack.

Auto, Cycle & RV


Covers losses and damages to your vehicle and also provides Liability and Medical coverage in the event of an accident. Optional coverages include Towing, Rental Car and Emergence Roadside service.

  • Autos & Trucks

  • Classic Cars

  • Unique & Specialty Vehicles

  • Military Vehicles

  • Trailers

  • Recreational Vehicles

  • Motorcycles



Covers all aspects of your business, Liability, Property, Business Income, Commercial Vehicle, Workers Compensation, Professional Liability, Cyber Liability and much more.

  • Small Business Owner 

  • Large Commercial Package 

  • Monoline policies available for Auto, Work Comp, General Liability or Property 

We have markets to cover just about any type of business!

Our Services

- Home & Auto

- Life


- Recreational Vehicle

- Business

- Equine Major Medical/Mortality

- Horse Farm/Boarding/Trainer Liability

- Bonds: Contractor Bid/Performance Bonds, Notary Bonds, Janitorial Bonds, Fidelity Bonds, License and Permit, Public Official Bonds and more...

Opening Hours

Mon - Fri: By Appointment

Sat - Sun: By Appointment

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Contact Us

3520 Hadley Rd

Hadley, MI 48440


PO BOX 273

Hadley, MI  48440

Tel: 810-797-8000